First Alternative car insurance offers drivers the opportunity to build up to 75% no claim discount unlike some other companies who offer only 65%. Customers will get 70% immediately if they currently have 5 years NCD or more and an extra 1% per year for the next 5 claim-free years with First Alternative, to a maximum of 75%.

The company also provides comprehensive policyholders with courtesy cars while their own are being repaired at one of the company’s network of recommended repairers. This makes First Alternative a competitive product in today’s car insurance market.

First Alternative was created to provide car insurance for drivers paying over £300, such as owners of executive vehicles and 4x4s. There is a 10% discount when a car insurance policy is purchased online. First Alternative also offers loans from £3,000 – £24,000 at competitive rates (provided by Bank of Scotland PLC), so consumers can pay for that dream car they’re looking to insure.

Logged in members earn 4000 points commission on purchases at Esure First Alternative Car Insurance

Cash Back: In order to receive the cashback/reward points you must click through to the First Alternative site via the provided link. It is important that you then generate a new quote and purchase directly.  If the quote has been generated via another site (such as a comparison site) or advertisement, the sale will not be attributed to Loyalty Shopper and you will not receive your cashback / reward points.Fraudulent Transitions: esure Services Ltd reserve the right to cancel any policy that is deemed to be fraudulent.  This may be due to incorrect or false personal details, bank account details, contact details and/or false address details. Any policy queries must be submitted with your full name, postal address, date of birth, policy number, policy type, policy date and premium.  The cashback rate is offered by Loyalty Shopper; any cashback queries should be taken up with the site, not First Alternative.

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